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Date Posted: 5/5/2009 announces improvements to its welfare document system

Milwaukee, WI May 4, 2009 - announced today several upgrades to its welfare documents system. As a part of the upgrade, a number of new checklist options have been added to allow more customization of forms and the summary plan description. The upgrade also included the release of a new "Wrap" document. The Wrap document is provided free of charge to all Annual Welfare Document Software subscribers.

The welfare document package now includes Cafeteria, Premium Only, Health Reimbursement Arrangement, Transportation Spending (IRC 132), and Wrap Plans. Most Welfare plans now include a highlights document and all welfare plans have been upgraded with more extensive customization options for forms and the Summary Plan Description.

The Wrap document is provided in a single plan document format with the variable provisions in the first article of the plan. The document includes a Summary Plan Description (SPD) with options to include COBRA, HIPAA privacy, HIPAA portability, FMLA and claims language.

The Wrap document serves primarily to simplify 5500 filing requirements for employers with multiple ERISA welfare plans (health insurance, dental insurance, cafeteria plan, etc.). Instead of filing a 5500 for each welfare plan, the employer can file one 5500 for all welfare plans if wrapped together under a wrap document. Another benefit of a wrap document is that it ensures you provide the required SPD language for claims, etc. to participants for all of your welfare plans (to the extent they are included in the Wrap Plan).

About is a leading provider of the highest quality plan documents (retirement, welfare and non-qualified), government forms (5500/PBGC, 1099 and IRS) and now administrative/compliance software.'s software is web-based and can be accessed by any user with a computer connected to the internet. All plan documents and forms are delivered instantly to the desktop in word processing or Adobe PDF format.


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